I used to think dental plans were a waste of money. But then I realized if you have a dental plan, you are more likely to get your teeth cleaned. Most dental insurance plans give you two free cleanings each year. A good dentist will catch problems before they become serious…and costly. Plus, you'll only be charged the network contracted rate when something big comes up and typically your insurance will pay 50-60% of the bill. This can result in you paying a fraction of the cost!
Check out this video to get my take on dental insurance.
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Check out our VIDEO ON DEMAND series on DENTAL Insurance.
Ameritas
They are probably my favorite dental carrier. They have basic plans starting around $25/mo that help you finance 2 teeth cleanings each year, plus coverage for fillings. They have plans that cover implants and teeth whitening (no one covers teeth whitening, so this is a win) and they have plans that pay out as much as $3,000! Their 65+ plans even add hearing aid covereage! Simple and affordable plans with a huge list of dentists! Check it out for yourself! Use the link below to shop plans and sign up online.
BLUE SHIELD
They are another great dental carrier! They have multiple plans to choose from and also a huge dental network. Use the link below to shop plans and sign up online.